Navigating Regulatory Risk Across Jurisdictions: A Guide for Asset-Based Equipment Lenders and Lease Finance Companies

Executives at equipment lending or lease finance companies know that regulatory compliance is crucial for their business’s success. Noncompliance can be extraordinarily costly – affecting not only overall financial performance, but your organization’s reputation and ability to generate new business. Aggravating the situation, regulatory variability across federal, state, and local jurisdictions makes keeping up challenging […]
Managing Risk in Your Fleet Loan Portfolios

Lenders and lease finance companies that finance fleets of ten to five hundred vehicles and/or equipment units know. The multiplied risk exposure you face in any environment demands proactive portfolio management. That’s especially true in today’s tightening credit environment. The increased risks lenders face today are the product of a variety of circumstances. The Federal […]
Navigating the Shifting Tides of Asset-Based Lending in 2024

In the dynamic world of asset-based lending, the winds of change are blowing. Recent buzz at industry conferences and in financial circles has been dominated by three key concerns: escalating worry over default rates, the decline in asset values, and an unmistakable spike in bankruptcies. Here at Asset Compliant Solutions (ACS), we’ve seen these conditions […]
Storm Clouds Gathering for Construction Lenders

Recent economic forecasts suggest difficult times may lie ahead for lenders who finance construction equipment purchases. As the industry enters its slower autumn season, experts predict rising delinquencies and defaults in this sector. Lenders who take preventative action now can mitigate risks and protect their bottom line. Research by the Construction Financial Management Association reveals […]
Getting Back to the Basics: Tips for Robust Collections and Asset Recovery in a Slowing Economy

Every week, we’re hearing from executives with asset-based lenders and lease finance companies. Business conditions have become much more difficult in recent months. Unfortunately, some are finding out the hard way that the levers they expected to use to enforce collections and recover assets in default may not be as effective as they should be. […]
Revenue Reclamation – An Innovative, Pre-legal Approach to Capture Lost Revenue

Asset-based lenders know; occasional charge-offs are an unavoidable fact of life and “one of the costs of doing business.” After weeks of fruitless collection activities and attempts to locate and assess any collateralized assets, most lenders feel as though there are very few options available to them to try to reclaim any of the revenue […]
How Continual Learning Improves ACS Collection Services

Together – collections, recovery and loan portfolio optimization are constantly evolving fields. That’s why ACS is always seeking new insights and ideas. Ideas that improve our practices and help us bolster our efforts to boost client portfolio performance. Often this means looking outside of our own office to see larger industry trends and discuss the […]
Get Ahead of the Worsening Credit Crunch: 5-Tips for Independent Asset-Based Lenders

For some independent asset-based lenders, securing sufficient operating capital is becoming a growing problem. Why? Because, increased regulatory scrutiny on credit quality following the first quarter’s bank failures is causing banks to rethink their lending practices. As part of this tightening trend, banks have begun to reduce warehouse lines of credit for independent asset-based lenders, limiting […]
Wipe Away Worry with ACS Collateral Recovery Services

When it comes to collateral recovery as a function of asset management on underperforming loans it’s natural to have some discomfort surrounding your portfolio’s performance. Every challenged customer represents an opportunity and a risk. Savvy stakeholders know it’s important to minimize the latter whenever possible. ACS alleviates clients’ concerns by providing a higher level of […]